As the end of the year approaches, you spend time shopping for the perfect gifts and planning family meals. The last thing on your mind is your dental insurance; however, it should be at the top of your priority list. On December 31st, any remaining dental benefits will expire if you do not maximize their value with your dentist in the Lehigh Valley. Although you may think you have used them all, less than 3% of Americans meet or exceed their annual coverage. Do not miss the opportunity to get a healthy smile for affordable rates.
Invest in Your Oral Health
The American Dental Association recommends everyone visits their dentist twice a year for a cleaning and checkup. Despite their advice, one-third of adults do not schedule an appointment. Too often dental care is delayed due to the fear of an unexpected bill or spending money when there is no need. While you may not find an appointment necessary until after a problem develops, routine care reduces your long-term costs. In fact, every $1 spent on prevention can save you $8 to $50 on restorative and emergency services.
Dental insurance is designed to give you the preventive care you need for little to no out-of-pocket expense. Depending on your specific policy, you can enjoy 100% coverage for your semi-annual cleanings, checkups, and x-rays.
If a problem develops, your insurance allows your oral health to be quickly rehabilitated to prevent the problem from turning into a bigger issue. Most insurance policies cover minor restorative treatments, like fillings, by 80%. For major work, like root canals, your benefits can offer a 20% to 50% savings.
Maximize Your Dental Insurance
To make the most of your insurance, it is best to choose an in-network dentist because they have pre-negotiated rates with your provider. This helps to lower the amount you need to pay. They work on your behalf to file the necessary claims and paperwork to ensure proper reimbursement, so you do not need to worry about a large bill.
Don’t Let Your Benefits Expire
Your dental insurance allows you to get the affordable care you need for a healthy smile. Unfortunately, your benefits expire at the end of the year. You will not be reimbursed for the premiums or deductibles you have paid. In addition, you will lose any remaining coverage you have not used. It will not carry over for accumulation. This could result in thousands of dollars thrown down the drain every year.
Get a Healthy Smile Today!
Do not miss out on the opportunity to promote your oral health for little expense. Maximize the value of your remaining coverage today!
About Dr. S. John Salivonchik
Dr. S. John Salivonchik is committed to providing the community with world-class dental care using the latest advancements in dentistry. He is in-network with many leading insurance carriers to keep services affordable. If you have not used your coverage, do not wait. Contact our office today to schedule an appointment.